NJ Driver License Points: What They Are and How They Can Impact You
In the state of New Jersey, driver license points are more than just a random number assigned to your driving record. They can have serious consequences that can impact not only your ability to drive legally but also your finances and even your freedom. Understanding what driver license points are, how they are assigned, and how they can impact you is crucial for all drivers in the Garden State.
What are Driver License Points?
Driver license points are a way for the New Jersey Motor Vehicle Commission (MVC) to track and penalize drivers who accumulate too many traffic violations. Each traffic violation is assigned a certain number of points, ranging from two to eight points depending on the severity of the offense. For example, running a red light may be worth two points, while reckless driving may be worth eight points.
When a driver is convicted of a traffic violation, the MVC adds the corresponding number of points to their driving record. If a driver accumulates six or more points within a three-year period, they will be subject to additional penalties, including fines, surcharges, and even license suspension.
How Points Can Impact You
The impact of driver license points can be significant. In addition to the fines and surcharges that are imposed for accumulating points, drivers may also see an increase in their auto insurance premiums. Insurance companies often view drivers with points on their record as higher risk, leading to higher premiums.
Perhaps the most serious consequence of accumulating too many points is the potential for license suspension. If a driver accumulates 12 or more points within a two-year period, their license may be suspended for a period of time determined by the MVC. This can make it difficult to get to work, school, or other necessary destinations, and can have a serious impact on a person’s daily life.
How to Avoid Points
The best way to avoid the negative consequences of driver license points is to drive safely and follow all traffic laws. This means obeying speed limits, using turn signals, stopping at red lights, and avoiding distractions while driving. It’s also important to be aware of your surroundings and to anticipate the actions of other drivers on the road.
If you are issued a traffic citation, it’s important to take it seriously and address it promptly. Depending on the circumstances, you may be able to contest the citation in court or take a defensive driving course to reduce the number of points on your record.
It’s also a good idea to periodically check your driving record to make sure there are no errors or inaccuracies. If you believe there is a mistake on your record, you can petition the MVC to have it corrected.
In conclusion, driver license points are a serious matter that all drivers in New Jersey should be aware of. By driving safely, following traffic laws, and addressing any citations promptly, you can avoid the negative consequences of accumulating too many points on your record. Stay safe on the road, and keep those points off your license.
